Privacy Policy

1. Privacy-First Design Philosophy

Expense Tracker is built with a fundamental commitment to privacy. Unlike most financial applications, we believe your financial data should remain completely under your control.

2. Data Collection and Storage

2.1 What We Don't Collect

• Personal financial information (expenses, income, budgets)
• Email addresses, names, or personal identifiers
• Bank account details or payment information
• Location data or device identifiers
• Usage analytics or behavioral tracking

2.2 What We Store Locally

3. No Account Required

Expense Tracker eliminates the biggest privacy risk in financial applications: the account system.

• Eliminate the need to store personal identifiers
• Remove the risk of data breaches from centralized servers
• Ensure complete anonymity in your financial tracking
• Give you full control over your data lifecycle

4. Offline-First Architecture

All financial calculations, analytics, and data processing happen locally on your device.

5. Data Portability and Export

Premium users can export their data in standard CSV format. Data import is entirely user-initiated and processed locally.

6. Payment Processing

Premium upgrades are processed through Razorpay, a secure third-party payment processor.

7. Cookies and Tracking

Expense Tracker does not use analytics tracking cookies, advertising cookies, or third-party tracking scripts.

8. Security Measures

We implement HTTPS encryption, secure browser sandboxing, Content Security Policy headers, and regular security updates.

9. Third-Party Services

We minimize third-party services to Google Fonts and Razorpay. No data analytics or advertising services are used.

10. Data Retention and Deletion

Since all data is stored locally, you have complete control over when to delete individual transactions or clear all application data.

11. Children's Privacy

Expense Tracker does not knowingly collect personal information from children under 13.

12. International Data Transfers

Since all data is stored locally on your device, there are no international data transfers.

13. Your Privacy Rights

You have the right to access, modify, delete, and export all your data at any time.

14. Changes to This Privacy Policy

We may update this privacy policy to reflect changes in our practices or for legal and regulatory reasons.

15. Contact Information

If you have questions about this privacy policy, please contact us through the application.