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Terms and Conditions

Please read these terms and conditions carefully before using the Expense Tracker application.

1. Acceptance of Terms

By accessing and using Expense Tracker, you accept and agree to be bound by the terms and provision of this agreement.

2. Description of Service

Expense Tracker is an offline-first progressive web application designed to help users track personal expenses, income, budgets, and financial data.

Key Features: Expense tracking, budget management, income tracking, recurring schedules, shopping lists, expiry reminders, and data export/import capabilities.

3. Privacy and Data Protection

All your financial data is stored locally on your device. We do not collect, store, or transmit your personal financial information to external servers.

4. User Responsibilities

5. Service Limitations

The free version is limited to 15 entries. Premium features require a one-time payment through Razorpay.

6. Payment Terms

Premium features are available through a one-time payment processed via Razorpay. All premium upgrades are final and non-refundable.

7. Intellectual Property

All content, features, and functionality of Expense Tracker are owned by us and protected by international copyright laws.

8. Disclaimer of Warranties

Expense Tracker is provided "as is" without warranty of any kind.

9. Limitation of Liability

In no event shall we be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of Expense Tracker.

10. Service Availability

We reserve the right to modify, suspend, or discontinue Expense Tracker at any time without prior notice.

11. Changes to Terms

We may update these terms and conditions from time to time. Changes will be posted on this page with an updated revision date.

12. Contact Information

If you have questions about these terms and conditions, please contact us through the application.

13. Governing Law

These terms and conditions are governed by and construed in accordance with applicable laws.

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